How to open the HDFC credit card statement password (PDF)

Customers are required to input an eight-digit password to access their HDFC credit card statement, whether downloaded from MyCards or received via email. This security measure ensures that the credit card bill sent through these platforms is digitally signed and secured for authenticity. Consequently, users may encounter the message ‘The document is password-protected’ when attempting to open the PDF file.

The HDFC credit card statement password is a crucial security feature designed to safeguard sensitive financial information, maintain customer privacy, comply with security standards, and prevent unauthorized access or misuse of credit card statements.

HDFC Credit Card Statement Password Format

To open an HDFC Bank credit card PDF statement, try one of the following two password combinations:

  1. The first four letters of your name in capital letters + your date of birth in DDMM format.
  2. The first four letters of your name in capital letters + the last 4 digits of the card number.

Let’s illustrate these details with an example. Assuming the name is NAKULSAB, the last four digits of the card number are 1234, and the date of birth is 01-01-1996, the passwords to access the credit card bill would be NAKU0101 and NAKU1234, following the given formats.

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How to open an HDFC Bank credit card statement

As mentioned earlier, the PDF file of the HDFC credit statement accepts two password combinations, each consisting of two parts. You need to create these passwords using the details of your credit card, including your name, date of birth, etc.

  1. Double-click (desktop) or tap (mobile) on the HDFC Credit Card statement PDF file.
  2. If you don’t see the password prompt while opening your credit card bill, consider downloading and installing Adobe Reader or a similar application, as PDF documents are, by default, compatible with modern PCs and mobile devices.

Opening HDFC Credit Card Bill with “Card Number” and “Customer Name”

If your card number ends with 1234 and your name is “NAKULSAB,” the password in this case would be NAKU1234, where NAKU represents the first four characters of your name in capitals.

Using DOB and Customer Name to Unlock HDFC CC Statement (PDF)

An alternative option is to use your date of birth (in DDMM format) instead of the last four digits of the HDFC credit card number. For example, if the date of birth is 01-01-1990, the corresponding combination would be NAKU0101, where DD is 01 and MM is 01 (January).


  1. Why do I need a password to open my HDFC credit card statement?
    • The password serves as a security measure to protect the confidential and sensitive financial information contained in the credit card statement. It ensures that only authorized individuals, namely the cardholder, can access and view this information.
  2. What kind of information is typically included in an HDFC credit card statement?
    • An HDFC credit card statement includes details such as transaction history, charges, and other account-related information. This information is crucial for tracking expenses and managing one’s credit card account.
  3. How does the HDFC credit card statement password enhance security?
    • The password adds an extra layer of authentication to the process of accessing the credit card statement, preventing unauthorized access. It aligns with industry standards and regulations, ensuring compliance with security best practices.
  4. Can I access my HDFC credit card statement without the password?
    • No, the HDFC credit card statement is password-protected to ensure the confidentiality and privacy of the information it contains. The password is essential for authentication and prevents unintended access, especially in digital channels.
  5. What should I do if I forget my HDFC credit card statement password?
    • In case you forget your password, you may need to follow the password recovery or reset process provided by HDFC. Typically, financial institutions have procedures in place to help users regain access to their accounts while maintaining security protocols.

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